KOMPARASI KINERJA PERBANKAN YANG BERBASIS SYARIAH DENGAN PERBANKAN YANG BERBASIS NON SYARIAH (Studi pada Bursa Efek Indonesia)

Abstract

 This study aims to determine the comparison and differences in the performance of Sharia- Based Banks with Non-Sharia-Based Banks that were listed on the Indonesia Stock Exchange in 2016-2018. The data used in this study are secondary time series data. Data analysis methods are financial ratio analysis, comparison test and two average difference test (Independent Sample T-Test) with the help of SPSS program. The results of the study show that: Comparison of banking performance shows that Non Sharia Based Banking has CAR, NIM, ROA and BOPO better than Sharia Based Banking. Whereas Sharia-Based Banking has a better LDR than Non-Sharia-Based Banking. The average two different test results indicate that there is no significant difference in the performance of Sharia-Based Banking and Non-Sharia-Based Banking from CAR and NIM ratios. While the ROA, BOPO and LDR ratios are significant differences between the performance of Sharia-Based Banking and Non-Sharia-Based Banking performance.